Written byJalopnik Advisor Reviews Team
Updated February 10, 2023
CARCHEX, Endurance, CarShield, autopom!, and Protect My Car offer the best extended warranty for cars over 100k miles. Learn about each company’s cost and coverage.
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Featured Extended Warranty Companies
As cars age, parts wear out and auto repairs become more frequent. An extended warranty for cars over 100k miles can help you keep your vehicle in good shape for years to come.
Our team has reviewed the best extended car warranty companies, and a number of them offer comprehensive coverage plans designed specifically for high-mileage vehicles. If you’re thinking about purchasing an extended warranty for a car with more than 100,000 miles, we recommend getting quotes from multiple warranty providers to compare your options.
Why Trust Our Review TeamOur review team has spent hundreds of hours researching car warranty companies to help consumers choose the best coverage for their vehicles. Writers and editors evaluate each brand based on industry data and real customers’ experiences, meeting high editorial standards to keep readers informed.

860Research Hours

77Companies Reviewed

2,000Customers Surveyed
Are Extended Warranties Worth It For High-Mileage Cars?
Unless you have savings set aside to cover car repairs, extended warranties can be worth it for high-mileage cars. Once your car passes 100,000 miles, any number of things can start to go wrong. That’s why manufacturer warranty coverage rarely lasts that long in the first place.
You don’t have to purchase a plan that covers everything, but it could be a good idea to have at least a basic powertrain plan to cover the most expensive repairs. Here are a few average repair costs, according to RepairPal:
- Steering gearbox replacement: $905 to $1,095
- Transmission replacement: $5,092 to $5,291
- Head gasket replacement: $1,853 to $2,149
An extended warranty for cars over 100,000 miles can cover a costly repair bill, while you just pay a deductible to the repair facility. Extended warranties and vehicle protection plans cover mechanical breakdowns, but not wear and tear, scheduled service, or preventative maintenance. Read the fine print about exclusions thoroughly so you know exactly what’s covered. Your cost will vary based on a variety of factors, including the provider you choose, as shown below.
What Are The Best Extended Auto Warranty Companies For Cars Over 100K Miles?
If your vehicle is dependable and still going strong after the 100,000-mile mark, you may want to protect it for peace of mind in the years to come. Here are the top third-party companies that provide extended warranties for cars over 100,000 miles.
Extended Warranty Company | Maximum Coverage | Best Plan for Cars with High Mileage |
---|---|---|
#1 CARCHEX | 250,000 miles | Gold |
#2 Endurance | 200,000+ miles | Select Premier |
#3 CarShield | 200,000 miles | Gold |
#4 ForeverCar | Unlimited miles | Gold |
#5 Olive | Unlimited miles | Powertrain Plus |
Let’s take a closer look at our top three extended warranty providers for high-mileage vehicles.
#1 CARCHEX: Best For Used Cars
We think CARCHEX offers the best extended warranty for cars with over 100k miles. The extended auto warranty company can cover vehicles with up to 250,000 miles, and owners of older cars have a few coverage options to choose from. Here are some details about CARCHEX:
- Reputation: CARCHEX has been in business for more than 20 years. It has an A+ rating and accreditation from the Better Business Bureau (BBB), and it’s endorsed by Kelley Blue Book, Edmunds.com, CARFAX, and more.
- Cost: We found that the average cost for an extended warranty is about $812 per year of coverage. The CARCHEX quotes we received were more affordable at an average of $601 per year of coverage. The company offers monthly payment plans for all automotive extended warranties.
- Customer experience: CARCHEX has 2.9 out of 5.0 stars on Trustpilot and very few complaints on the BBB.
CARCHEX Plans
CARCHEX offers the following plans:
CARCHEX Plan | What It Covers |
---|---|
Titanium | Exclusionary plan that covers almost any mechanical or electrical part |
Platinum | High-level plan that covers parts on all systems of the car |
Gold | Covers hundreds of parts on most major systems |
Silver | Covers the powertrain plus a few major systems |
Bronze | Covers the engine, drive axle, and transmission |
CARCHEX Gold Plan
The Gold plan from CARCHEX is the company’s best extended warranty for cars over 100k miles. With this plan, you can cover your vehicle for up to 10 years, depending on the contract. In detail, the Gold plan covers:
- Engine
- Transmission
- Cooling system
- Transfer unit
- Drive axle
- Electrical
- Steering
- Air conditioning
- Suspension
- Braking system
- High-tech
- Turbocharger
- Seals and gaskets for covered parts
CARCHEX also offers some optional upgrades on the Gold plan:
- Luxury Electronics Package: Covers parts like sunroof motors, LCD screens, and navigation systems
- Emissions Package: Covers a variety of air and fuel sensors in the emissions system
- Market Labor Rate Option: Removes the $100-per-hour cap on the market mechanical labor rate that normally comes on each plan
CARCHEX Benefits
CARCHEX offers the following perks with each plan, including the Gold extended warranty for cars over 100k miles:
- Towing service
- Roadside assistance
- Choice of repair shop
- Trip interruption reimbursement
- Choice of licensed repair shop (must be certified by the National Institute for Automotive Service Excellence)
You can read more about the company in our CARCHEX warranty review.
#2 Endurance: Best Coverage
Endurance is a reputable extended car warranty company that is also a direct provider, which means it handles the entire process from purchase to claims. Here are a few details about Endurance that make it a great choice for an extended warranty for cars over 100,000 miles:
- Reputation: Endurance has been in business since 2006. It sells extended warranties directly to consumers online and through a network of dealerships. The company has a C+ rating from the BBB, which is mostly based on its marketing practices.
- Cost: The Endurance quotes we received came in below the average price at $580 per year. The company offers a 30-day money-back guarantee if you are not satisfied with your coverage.
- Customer experience: Endurance has a large number of positive reviews for its customer service on the BBB website, and it has a 4.0-star rating out of 5.0 from customers on Trustpilot.
Endurance Plans
Endurance offers the following plans:
Endurance Plan | What It Covers |
---|---|
Supreme | Bumper-to-bumper warranty plan that covers almost any mechanical or electrical part |
Superior | Highest level of component coverage for most systems of the car |
Secure Plus | Covers the main systems of the car and has a shorter waiting period than other plans |
Select Premier | Covers the powertrain plus parts on a few more systems |
Secure | Most affordable coverage option for the powertrain only |
EnduranceAdvantageTM | Combines extended warranty and maintenance coverage |
Endurance Select Premier Plan
Endurance’s best extended warranty for cars over 100k miles is the Select Premier plan. You can qualify for this warranty if you have up to 150,000 miles on the odometer. Endurance designed this plan to protect crucial components like the engine and transmission plus important systems such as the air conditioning. Here are all of the systems covered:
- Air conditioning
- Brakes
- Drive axle
- Electrical components
- Engine
- Steering
- Transfer case
- Transmission
- Turbo/supercharger
EnduranceAdvantage Plan
With Endurance, there’s also another good option for vehicles with over 100k miles: the EnduranceAdvantage plan. This plan combines mechanical breakdown coverage and regular maintenance. It’s broken into three sub-plans: Prime, Plus, and Preferred. All can cover vehicles over 100k miles, but the Prime plan covers older vehicles no matter the mileage when the plan starts. Plans differ in the types of components covered, but they all offer the same maintenance benefits.
EnduranceAdvantage covers regular maintenance, including:
- Oil changes
- Engine diagnostic exams
- Alignment checks
- Safety inspections
- Tire rotations
It also includes one-off services:
- Brake pad replacement
- Cooling system maintenance
- Front or rear wiper blade replacement
- Battery replacement
- One scheduled service coverage
Endurance Elite Benefits
All Endurance customers get one free year of Endurance Elite Benefits. This program includes:
- Total loss protection
- Tire repair/replacement
- Key fob replacement
- Collision discount
- Endurance mobile app
Additionally, Endurance warranty plans come with the following benefits for the entire coverage period:
- Roadside assistance
- Rental car coverage
- Trip interruption reimbursement
You can discover more about the provider in our Endurance warranty review.
#3 CarShield: Best Monthly Payments
CarShield is a great option for those looking to keep their expenses under control. It can cover cars with up to 300,000 miles, and the company is the most popular provider we’ve reviewed. CarShield offers everything from basic powertrain coverage to bumper-to-bumper-style plans. Here are a few details about CarShield:
- Reputation: CarShield has been featured on ESPN, HGTV, CNN, and more. This third-party warranty provider has been around since 2005 and has paid out millions in claims over that time. It has received some negative feedback for using aggressive warranty expiration notices to market its product in the past.
- Cost: The CarShield quotes we received were among the highest of any provider in our research. Coverage costs about $1,500 per year, but monthly payments are lower than other providers.
- Customer experience: CarShield has a 4.0-star rating out of 5.0 from over 33,700 reviews on Trustpilot and a 4.2-star rating out of 5.0 from over 12,100 reviews on Google. It is the most-reviewed company we’ve researched.
CarShield Plans
CarShield offers the following plans:
CarShield Plan | What It Covers |
---|---|
Diamond | Factory-level bumper-to-bumper plan for over 1,000 parts |
Platinum | Covers hundreds of parts on all major systems |
Gold | Mid-tier option that covers the powertrain plus a few more systems |
Silver | Basic and affordable powertrain plan |
Aluminum | Specialty coverage for high-tech components |
Motorcycle & ATV | Platinum and Silver plans available for alternative vehicles |
CarShield Gold Plan
CarShield’s best extended warranty for cars over 100k miles is the Gold plan. This plan covers important components far beyond 100,000 miles, including:
- Engine
- Transmission
- Turbocharger
- Cooling system (including the water pump)
- Transfer unit
- Drive axle
- Air conditioning
- Electrical system
- Fuel system
- Seals and gaskets for covered repairs
CarShield Benefits
As your car goes beyond 100,000 miles, the chance of a breakdown increases. That makes the extra benefits that come with an extended warranty even more valuable. CarShield offers the following on its plans:
- Roadside assistance
- Trip interruption reimbursement
- Rental car reimbursement
You can read more about the company in our CarShield review.
Best Monthly Payments 4.5/5 Plans as low as $99 per month
View Plans 888-530-1639
Compare Your Extended Warranty Options
If you’re thinking about buying an extended warranty, it’s a good idea to look at multiple plans. All the companies we’ve reviewed here offer reputable extended warranties for cars over 100,000 miles. The next step is to get free quotes from a few extended warranty companies so you can compare coverage and prices.
Featured Provider
Get Price 888-430-0227
Frequently Asked Questions
How We Rate Warranty Providers
Our review process aims to deliver consistent and unbiased assessments of extended auto warranty providers. While there are multiple qualities that make a warranty company successful, our review team focuses on those we believe are the most important for consumers:
- Cost: Cost can be difficult to compare between providers because so many factors impact vehicle service contract pricing. To determine our cost score, we perform a secret shopper analysis for a variety of vehicles and plans and consider available deductibles.
- Coverage: Our team of experts looks at the number of extended warranty plans available, as well as term limits, exclusions, and added benefits like roadside assistance. Ratings also take into account the availability of maintenance coverage.
- Reputation: It’s important that an extended car warranty company is able to meet its claims obligations. Companies with a strong rating from the BBB score well in this category. Established providers with a long history of reliable service also receive positive marks.
- Customer Experience: We listen to real customer sales calls and comb through reviews on sites like the BBB to learn about customer experiences. Warranty companies with a low volume of complaints score well in this area. We also consider the availability of mobile apps and chat features.
*Data accurate at time of publication
Get a Quote From Our Most Affordable Provider - CarShield
Plans as low as $99 per month
FAQs
Can you get an extended warranty on a car with over 100k miles? ›
Yes, you can get an extended warranty even if your vehicle has over 100k miles. Third-party warranty companies, like the ones listed above, offer plans that can last up to 300,000 miles, giving you plenty of time to enjoy your car with peace of mind.
What is the best extended car warranty on the market? ›The best extended car warranty companies are Carchex and autopom!, according to WalletHub's analysis of 11 major providers. These extended warranty companies rank highest due to a combination of low prices, varied coverage options, and strong ratings from industry watchdogs.
Who has 100k mile warranty? ›What does a 100k miles warranty cover? The Hyundai and Kia factory warranties offer 100,000-mile powertrain coverage as part of a new car purchase. These warranties cover the cost of repairs for the engine, fuel pump, gaskets, and other parts listed in the manufacturer's warranty.
Which car manufacturer offers the longest warranty? ›Kia currently offers the longest standard manufacturer warranty on the market at 7 years or 100,000 miles (whichever comes first).
How much does CarShield typically cost per month? ›On average, CarShield vehicle protection plans cost between $99 and $129 per month. These competitive rates help keep the company near the top of the extended auto warranty industry. One thing that sets CarShield apart from other extended warranty providers is the fact that it offers plans with unlimited terms.
Can you negotiate the price of an extended car warranty? ›If you do want to purchase an extended warranty, remember that the price can be negotiated, just like the purchase price for the car.
What is a downside to purchasing an extended warranty? ›Con: They Are More Expensive When Purchased Later
In addition, with a few miles on the odometer, you will command a top deal. For new cars, the service contract will not kick in for several years, usually near the time the original warranty expires.
Endurance has a stronger overall customer reputation, but you'll generally find lower prices and more flexible plans from CarShield. Both auto warranty companies receive praise for their competitive pricing, helpful plans, and added benefits.
What should be replaced on a car at 100000 miles? ›- Timing Belt. As the name suggests, this component is about keeping the timing and synchronicity of your car's engine in check. ...
- Water Pump. The water pump is essential for the proper working of your vehicle's cooling system. ...
- Fluids. ...
- Brakes. ...
- Tires. ...
- Exhaust System.
A vehicle service contract is worth it for many owners of high-mileage vehicles. In many cases, you'll save money compared to paying for repairs out of pocket. But even if you don't, many owners find the peace of mind that comes with a warranty worth the cost.
What car has the longest bumper to bumper warranty? ›
Which car has the longest warranty? Hyundai, Kia, Genesis, and Mitsubishi all offer the longest warranties on cars in the industry. Each automaker offers a bumper-to-bumper warranty that lasts 5 years/60,000 miles and a powertrain warranty that lasts 10 years/100,000 miles.
What car company lasts the longest? ›Toyota earns the top spot as the best automaker for dependability. Toyota vehicles are known for their longevity, and they are proven to last longer than any other brand. Toyotas are built so well they have below-average maintenance and repair costs, which helps contribute to why they remain on the road for so long.
What is the longest-lasting car manufacturer? ›Longest-Lasting Car Brands to Reach 200,000 Miles- iSeeCars Study | ||
---|---|---|
Rank | Model | % of Cars Over 200k Miles |
1 | Toyota | 2.0% |
2 | Honda | 1.6% |
3 | Chevrolet | 1.5% |
Car dealers are allowed by law to make a profit on the sale of a VSC. They may charge you as much as you are willing to pay (and as much as the company financing your vehicle is willing to finance).
How much is Carchex a month? ›Generally, a CARCHEX warranty costs about $100 to $250 per month or about $214 to $730 per year, depending on your term lengths and payment plan. Most CARCHEX coverage plans also require a down payment, which varies based on your monthly payment plan.
Does CarShield cover engine replacement? ›With a CarShield service contract, your engine, transmission, and other vital car parts are protected anytime they break down or malfunction.
Is there a class action lawsuit against CarShield? ›Yes, CarShield is a defendant in a class action lawsuit.
Is CarShield better than extended warranty? ›CarShield also offers more flexibility than a traditional Warranty or Extended Warranty. For repairs under a CarShield plan, you can use your local ASE Certified Repair Shop, or you can even go to a Dealership to get your vehicle repaired.
How do I get the most out of my extended car warranty? ›- Ways to Get the Most Out of Your Extended Vehicle Warranty. As you know, a used vehicle can be a great investment. ...
- Avoid Rising Costs. Vehicle repairs and routine maintenance add up faster than anyone would like. ...
- Know What's Covered. ...
- Use the Protection. ...
- Update the Information. ...
- Use a Reputable Provider.
- Insurance is a losing proposition. ...
- You may be purchasing insurance you already have. ...
- The fine print can be costly. ...
- Your purchase will depreciate quickly. ...
- You may forget about the warranty.
What should I pay for an extended auto warranty? ›
Extended vehicle warranties typically range in price from $500 to $2000 per year, that's about $40 to $175 per month. This range depends on the level of coverage, age, and mileage of the vehicle.
How much do dealers make off extended warranties? ›Each warranty plan that a dealership sells can add up to $2,000 per purchase to its bottom line. For example, if you purchase an extended warranty for $2,000, the dealer may make a profit of up to $1,000.
When should you buy extended warranty? ›It's generally best not to buy an extended warranty at the time you buy a car, since you won't use it for several years. Wait until the manufacturer's warranty is nearing expiration or the deadline to purchase coverage is approaching.
Why should you buy or why should you never buy an extended warranty? ›They make you spend more.
But it's not really free if you paid extra for it. Extended warranties are overpriced, and they add up fast. Think about it: If you were to buy extended warranties for every device, appliance and machine in your home, that's a lot of money you're throwing away.
Is Your Vehicle Unreliable? An extended warranty is worth your time if your car isn't extremely reliable and you wouldn't necessarily be able to pay for major repairs right now. If you purchase a used car from a dealer, an extended warranty could be the right choice if you're uncertain about a vehicle's reliability.
Which is better American auto Shield or Endurance? ›CarShield and Endurance both offer six coverage plans but with different terms lengths and speciality coverages. CarShield coverage extends up to 300,000 miles, while Endurance warranties last up to 8 years/200,000 miles. Below, we've compared CarShield and Endurance extended car warranties head to head.
Who is cheaper than CarShield? ›Endurance offers superior coverage at a lower cost than CarShield. For many customers, an Endurance auto warranty may be a better choice, especially given that Endurance warranty reviews are better, and Endurance offers more expansive benefits.
Does extended warranty cover engine replacement? ›Fortunately, if you have any type of extended warranty, your engine is almost certainly covered by your extended warranty, and if you've taken good care of your car and just had some rotten luck with your engine, your extended warranty will probably come to save the day.
What does a 100K mile tune up consist of? ›Aside from the typical issues such as the oil & filter change, battery change, tire rotations, and air filter change, the 100,000 service also goes through the engine belts and hoses, fluid replacement, transmission changeout, engine coolant change, brake inspection, and brake pad replacement if needed, wiper blade ...
At what mileage do cars start having problems? ›As a general rule, most vehicles begin to seriously degrade at around 150,000 miles. It is considered rare, and therefore outstanding longevity, if a car reaches 200,000 miles on the road. That said, there's more to identifying good versus bad mileage on a used car than just the odometer reading.
What is the most important maintenance for high mileage cars? ›
When it comes to a high mileage vehicle, the most important maintenance task is to stay on top of your oil changes. You will want to change your engine oil a little more frequently to prevent harmful engine sludge and engine component wear and tear. For these changes be sure to use a high quality synthetic oil.
Is it worth getting an extended warranty on a used car? ›A used car extended warranty might be worth it if the vehicle make and model has a poor reliability record. Extended warranty on used cars isn't needed if the vehicle still has the manufacturer's warranty. Consider used car warranties that exclude specific repairs rather than those that list what they will cover.
How much is CarShield diamond? ›The CarShield Diamond Plan costs around $100 a month in most cases, which is the same or close to most CarShield plans. Known for its fixed monthly payments, CarShield's costs usually vary most for deductible and down payment costs.
What car has the longest and best warranty? ›- Fisker. Bumper-to-bumper and roadside assistance coverage for the coming Fisker Ocean lasts six years or 60,000 miles, while powertrain and battery coverage is for 10 years or 100,000 miles with 75% battery capacity retention.
- Hyundai, Genesis, Kia. ...
- Mitsubishi. ...
- Rivian. ...
- Acura. ...
- Cadillac. ...
- Infiniti. ...
- Jaguar.
BMW, Subaru, Lexus, and Honda routinely land in the top ranks by delivering on these virtues, from their base models to their high-end vehicles. BMW claimed the top spot this year thanks to especially strong road-test performances and solid owner survey results.
Which car brand has least problems? ›RepairPal Most Reliable Car Brands for 2022-2023:
Toyota once again wins the top spot with Honda, Kia, Lexus, and Acura completing the rest of the top five.
Manufacturer | Failure Rate | |
---|---|---|
1 | Honda | 1 in 344 |
2 | Toyota | 1 in 171 |
3 | Mercedes-Benz | 1 in 119 |
4 | Volvo | 1 in 111 |
- 1 2020 Lexus NX Hybrid – 99/100. Lexus USA.
- 2 2021 Lexus NX – 98/100. Lexus USA. ...
- 3 2022 Acura RDX – 97/100. Acura. ...
- 4 2020 Lexus GX – 97/100. Lexus USA. ...
- 5 2022 Lincoln Corsair – 96/100. ...
- 6 2022 Ford Escape Hybrid—95/100. ...
- 7 2018 Lexus RX Hybrid – 95/100. ...
- 8 2022 Mazda CX-9 – 94/100. ...
What car dealers have the best warranty? ›
Automakers Hyundai, Kia, and Genesis offer the best new car warranties on the market. Each manufacturer offers an industry-best 5-year/60,000-mile new car limited warranty and a 100,000-mile powertrain warranty. Mitsubishi, Volkswagen, and Jaguar also offer better-than-average factory warranties on their new vehicles.
How old can a car be to get extended warranty? ›That's because vehicles up to 20 years old can get award-winning Endurance coverage even if they're high-mileage vehicles.
Is it worth buying a car with over 100k miles? ›You needn't worry about high mileage in many cases - but there are certainly some things to think about. Seeing a figure of over 100,000 miles on a car that's less than three years old can be really off-putting, and can signal that the car has had a tough life being used as a taxi or similar.
Does CarShield cover cars over 150 000 miles? ›CarShield's mileage limit is 300,000 miles, which is higher than the limits from most third-party service-contract providers, allowing you to cover older, breakdown-prone cars with a CarShield contract.
Is a car worth buying after 100k miles? ›Often, 100,000 miles is considered a cut-off point for used cars because older vehicles often start requiring more expensive and frequent maintenance when mileage exceeds 100,000.
Which is more important age or mileage? ›While it's a good idea to consider the age of a vehicle and the number on its odometer, it's more important to look at how well the owner maintained the car. A 10-year-old car with 100,000 miles may have received more TLC than a five-year-old model with 50,000 miles.
What mileage do cars start having problems? ›How many miles on a car is bad? As a general rule, most vehicles begin to seriously degrade at around 150,000 miles. It is considered rare, and therefore outstanding longevity, if a car reaches 200,000 miles on the road.
How much longer will a car with 100k miles last? ›Reliability. If you buy a vehicle with 100,000 miles, you could still get another four or five years of driving out of it-sometimes more. It's important to remember that, with most modern vehicles hitting 200,000 miles, a car with 100,000 miles on the odometer has only reached its midpoint.
Will CarShield replace a engine? ›Most CarShield protection plans will cover engines, transmissions, drive axles, water pumps, and transfer cases (a metal casing that delivers power in four-wheel-drive). Some CarShield plans also cover things like a car's air conditioning, steering, suspension and starter.
Do you have to pay a deductible with CarShield? ›Yes, CarShield does have a deductible in most situations. Deductibles for CarShield vehicle service plans range from $0 to $100, though only certain plans allow for a $0 deductible, such as the Platinum and Diamond level plans. Deductibles of $25 and $50 are also available.
Is a high mileage warranty worth it? ›
A vehicle service contract is worth it for many owners of high-mileage vehicles. In many cases, you'll save money compared to paying for repairs out of pocket. But even if you don't, many owners find the peace of mind that comes with a warranty worth the cost.
At what mileage should I sell my car? ›30,000-40,000 miles: Most manufacturers' general warranties expire in that range, and the first major maintenance is usually due. Selling before reaching those benchmarks may get you the best price for your car.
What car should I change after 100k miles? ›In all likelihood, your transmission fluid, oil, coolant, power steering fluid, and brake fluid will all require to be replaced during your 100,000 mile maintenance appointment.
At what mileage should I buy a used car? ›To determine whether a car has reasonable mileage, you can simply multiply 12,000 by its age. That means good mileage for a car that's 5 years old is 60,000. Significantly more or fewer miles could indicate a problem or trouble in the future.